Announcing the Aer Credit Card

We’ve teamed up with Bank of Ireland to launch a new credit card. The new co-branded Aer Credit Card offers all the convenience of a regular credit card but also features unique travel rewards.

Aer Credit Card

Each year, customers who sign up to the card will receive: two Aer Lingus reward flights*, two fast track and priority boarding passes, two lounge passes, worldwide multi-trip family travel insurance** including winter sports. Customers can collect 1 Avios for every €1 spent on Aer Lingus products and services and 1 Avios for every €4 spent on all other transactions.

The rewards package from which cardholders can benefit is worth in excess of €200 upon receipt of the card, and increases to a value in excess of €400*** when reward flights become available, notwithstanding the additional benefits which Avios enables. Aer Credit Card will cost €7.99 per month plus government stamp duty of €30pa with standard annual interest rate of 16.12% variable and Annual Percentage Rate (APR) of 26.6% variable for purchases.

aer credit card image

Bank of Ireland also allows customers to spread larger credit card payments over €500 at a low rate of 6.9% APR. The payment plan option is an ideal way to budget for a holiday as it offers an excellent rate with payments spread over twelve months.***

Aer Credit Card complements the offering of AerClub, our unique loyalty programme which offers members the opportunity to collect Avios ‘in the air’ each time they fly, ‘on the ground’ with partners such as SuperValu and Kildare Village, and ‘online’ via the AerClub eStore which is home to hundreds of top name brands including retail, hotels and car hire, across Ireland, Europe and North America.

Avios is the reward currency of AerClub. By collecting Avios, members can turn their flights and shopping into reward flights and more with Aer Lingus and AerClub airline partners.

You can apply and learn more here.

Read next: We’re celebrating our one-millionth AerClub member.

Additional Information

1. You pay taxes, fees and charges. Available when you spend €5,000 or more within a Reward Year on your Aer Credit Card, except for Excluded Transactions. Free return fares are for any European Aer Lingus ticketed and operated flights to/from Dublin, Cork, Shannon or Belfast. Travel restrictions apply. A minimum of two seats per flight will be available, except for Restricted Periods. Seat availability on the Aer Lingus website or through a booking agent does not guarantee a free return fare.

2. On Aer Lingus operated flights out of Ireland at selected airports every Reward Year.

3. To access airport lounges at Dublin, Cork, Shannon and Belfast every Reward Year.

4. Acceptance criteria, terms and conditions apply. Bank of Ireland Travel Insurance is underwritten by AIG Europe Limited.

5. Avios are issued and redeemed in accordance with Avios Terms and Conditions. Please see for more details.

* Cardholders Benefit

Fast Track & Priority Boarding Passes: €5.95per pass x2

Airport Lounge Passes: €30 per access x2

Worldwide Multi-trip Travel insurance: €157.79 per policy p.a.

Total: €229.69pa / €19.14pm

**Representative example of Aer Credit Card purchase at standard interest rate of 16.12% variable. Typical Annual Percentage Rate (APR) of 26.6% variable including annual Government Stamp Duty of €30 and an Annual charge of €95.88 (this is made up of 12 monthly charges of €7.99). Assuming purchase of €3,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €3,387.90 which includes initial purchase of €3,000 and a total cost of credit of €387.90.

***Representative example of Credit Card Instalment plan purchase at standard interest rate of 6.9% APR variable. Assuming purchase of €580 repaid in equal instalments over a 12 month period. The total cost of credit is €21.02 and monthly repayments of €50.09.

Aer Credit Card is brought to you by Bank of Ireland in partnership with Aer Lingus. Over 18s only. Lending criteria, terms and conditions apply. Subject to a monthly fee of €7.99. Bank of Ireland is regulated by the Central Bank of Ireland.